If you own commercial property, you need Commercial Property Insurance, but did you know you should also consider it if you lease or you work from home? Policy details and costs can also vary, so how do you know what you need? Contact DJM Insurance, of course! We take the confusion out of singing up for an insurance policy by offering:
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Everything you need to know
Have questions about Commercial Property insurance?
There’s a lot to understand about this specialized type of insurance. Let DJM be your guide! Start with the answers to some commonly asked questions below, browse the FAQs on some of our other pages, and don’t hesitate to reach out to ask specific questions you may have. We’re always happy to help!
A Commercial Property Policy covers the entire building, including its contents from things like fire, explosions, burst pipes, storms, theft, vandalism, and more, depending on the details in your policy. For example, earthquakes and floods typically aren't covered, unless you add them to your policy.
A Commercial Property Policy covers everything inside the building, as well as the building itself. It can also include exterior fixtures, like fences and outdoor signs.
A policy isn’t likely to cover earthquakes, floods, windstorms, or hail, unless you add them to your policy. In addition, it doesn't cover financial losses due to customer or client issues, or workers compensation, both of which require separate types of policies.
If you own commercial property, you will want to look into Commercial Property Insurance to protect your building and other fixtures on your property. However, if you lease a commercial space, you should also look into Commercial Property Insurance. Your policy isn’t going to cover the structure itself, since you don’t own it, but it can protect all of the assets you own inside the building.
It's normal for Commercial Property Insurance to cost between $50 and $100 a month for most policy holders. However, costs can vary widely, depending on the building and the property being insured. Limits and deductibles can vary widely too. Make sure you talk to a member of the DJM team who can assess your needs and provide you with a free estimate.
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Let’s talk about your insurance needs. Connect with our team of experts to answer any questions and find the insurance that is right for you.