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Shield Your Business From Damage With Commercial Property Insurance

As a commercial business, it’s important to weigh your needs and identify potential risks so you can get insurance policies that will protect you from the unexpected. It doesn’t matter if you own the building where you operate, you rent a space, or you work from home, it’s important to consider a Commercial Property Insurance policy.

Allow DJM Insurance to get to know you and your business so we can customize a commercial property insurance policy that includes everything you need to protect your property from fire, theft, vandalism, and more.

We take the time to understand the ins and outs of your building, important exterior fixtures, and potential threats to your property in order to customize a policy just for you. Not only can you choose a policy from over 50 carriers, we can also personalize your policy to ensure it provides you with coverage exactly where you need it—and nowhere you don’t—streamlining your policy and helping you save money.

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Why choose DJM for Commercial Property Insurance?

If you own commercial property, you need Commercial Property Insurance, but did you know you should also consider it if you lease or you work from home? Policy details and costs can also vary, so how do you know what you need? Contact DJM Insurance, of course! We take the confusion out of singing up for an insurance policy by offering:

  • Personalized Quotes
  • Unlimited Customer Service for Policy Holders
  • 100% Customer Satisfaction Guarantee
  • Options From 50+ Industry Providers
  • An Insurance Team That Offers 20+ Years of Experience
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Everything you need to know

Have questions about Commercial Property insurance?
There’s a lot to understand about this specialized type of insurance. Let DJM be your guide! Start with the answers to some commonly asked questions below, browse the FAQs on some of our other pages, and don’t hesitate to reach out to ask specific questions you may have. We’re always happy to help!

What is Commercial Property Insurance?

A Commercial Property Policy covers the entire building, including its contents from things like fire, explosions, burst pipes, storms, theft, vandalism, and more, depending on the details in your policy. For example, earthquakes and floods typically aren't covered, unless you add them to your policy.

What does a Commercial Property Insurance policy cover?

A Commercial Property Policy covers everything inside the building, as well as the building itself. It can also include exterior fixtures, like fences and outdoor signs.

What does a Commercial Property Insurance policy not cover?

A policy isn’t likely to cover earthquakes, floods, windstorms, or hail, unless you add them to your policy. In addition, it doesn't cover financial losses due to customer or client issues, or workers compensation, both of which require separate types of policies.

Who is responsible for Commercial Property Insurance?

If you own commercial property, you will want to look into Commercial Property Insurance to protect your building and other fixtures on your property. However, if you lease a commercial space, you should also look into Commercial Property Insurance. Your policy isn’t going to cover the structure itself, since you don’t own it, but it can protect all of the assets you own inside the building.

How much does Commercial Property Insurance cost?

It's normal for Commercial Property Insurance to cost between $50 and $100 a month for most policy holders. However, costs can vary widely, depending on the building and the property being insured. Limits and deductibles can vary widely too. Make sure you talk to a member of the DJM team who can assess your needs and provide you with a free estimate.

How can we help you?

Let’s talk about your insurance needs. Connect with our team of experts to answer any questions and find the insurance that is right for you.

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Call (866) 961-4570 to talk to one of our agents for more one-on-one service or request a quote.